We measured every mortgage broker listing that ranks on Google Maps in 40 US cities. 797 listings. The typical one carries 49 reviews and a 5.0 rating.
In plain terms: a mid-pack ranking listing has around 49 reviews and a 5.0 rating. The middle half of everything that ranks sits between 15 and 129 reviews, which is a very wide spread.
Method. Google Maps results for “mortgage broker in {city}” across the 40 largest US cities, collected 1 September 2026, signed out, twenty results deep per city. 800 listings returned. 3 were removed because Google classifies them as something other than a mortgage broker, leaving 797. Of those, 684 display a review count. Sponsored listings are stored and counted but never averaged into these figures. Ratings and review counts are Google’s own displayed values. Rankings vary with the searcher’s exact position, so treat city-level figures as a benchmark rather than a forecast. Full methodology. Re-measured quarterly, and this block stops rendering if a reading goes more than 180 days stale.
We ran the identical measurement on estate agents, same 40 cities, same day, same depth. It is the closest neighbouring category we have measured, which makes it the comparison worth drawing.
A ranking estate agent listing has a median of 24 reviews against 49 here. Its bottom quartile sits at 8 against 15. And that tail is closed: one in ten top-three estate agents listings has 3 reviews or fewer, where the figure here is 11.
Read together, those numbers say this is the tighter of the two categories. The same review count that would put a estate agent mid-pack leaves you further back here, so volume matters more and proximity alone carries you less far.
You will read that sponsored listings sit above every local pack and swallow the clicks. We looked for them in all 40 cities. We found 1 sponsored mortgage broker listings, in 1 city. The other 39 returned none at the moment we measured.
Two honest caveats. Maps ads are an auction and they turn over through the day, so one snapshot per city tells you where ads were running that morning and not much about the rest of the week. And a small paid presence is not the same as a small paid opportunity. A thin auction is usually an argument for testing it rather than avoiding it.
Straight from the collection, three large metros and three mid-sized. Each name links to its Google listing so you can check any row yourself.
| Listing | City | Rank | Rating | Reviews |
|---|---|---|---|---|
| Baker Collins & Co. | Commercial Lending | Atlanta | 1 | 4.9 | 103 |
| Moreira Team | MortgageRight | Atlanta | 2 | 5.0 | 332 |
| Highland Mortgage | Atlanta | 3 | 5.0 | 1,283 |
| LendFriend Mortgage | Austin | 1 | 5.0 | 565 |
| Texas Real Estate Finance, LLC | Austin | 2 | 5.0 | 55 |
| Austin Mortgage Lender: Joel Richardson | Austin | 3 | 5.0 | 167 |
| Federal Hill Mortgage | Baltimore | 1 | 4.9 | 550 |
| Dominion Financial Services | Baltimore | 2 | 4.6 | 584 |
| First Access Lending | Baltimore | 3 | 5.0 | 73 |
| Eric Becerra, Mortgage Loan Officer | Fresno | 1 | 5.0 | 95 |
| Mid Valley Financial | Fresno | 2 | 5.0 | 108 |
| Planet Home Lending, LLC - Fresno | Fresno | 3 | 4.9 | 400 |
| Approved Mortgage | Indianapolis | 1 | 5.0 | 161 |
| Aaron Schaler, Home Loan Expert | Indianapolis | 2 | 4.7 | 12 |
| Mayoral Mortgage | Indianapolis | 3 | 5.0 | 1 |
| Willie Smith - Preferred Rate | Jacksonville | 1 | 5.0 | 46 |
| Guild Mortgage - Vincent Powell | Jacksonville | 2 | 5.0 | 44 |
| Guild Mortgage - Sophia Davis Wallace | Jacksonville | 3 | 5.0 | 20 |
Each of these is a separate discipline with its own measurement. Start with whichever gap is widest for you.
Proximity, categories and the profile fields that decide whether you appear at all. The 49-review median is the target this work is measured against.
The profile itself: hours, attributes, services, photos and the edits that quietly get reverted.
Rating is a conversion lever here, not a ranking gate. 90% of ranking listings already sit at 4.8 or better.
Getting from where you are to 49 reviews, with a monthly target per location and a realistic timeline.
Name, address and hours consistent everywhere they are published, so nothing contradicts your profile.
Rankings measured on a grid around each location, so you can see the radius you actually own.
What we actually run against the benchmarks above, rather than a generic local checklist.
| Work | Why it matters when the median is 49 reviews |
|---|---|
| Review velocity per location | Closing a gap from 15 reviews to the 49 median is a volume problem with a timeline attached. We set a monthly target per location from its own gap and track against it, not against a group average that hides your weakest site. |
| Rating as a conversion metric | Rating tracked against calls and direction requests rather than reported as a ranking risk. |
| Category and attribute governance | Primary category, hours, attributes, services and the booking link. These are the fields customers filter on, and the ones that drift when staff edit profiles or Google accepts a third-party correction. |
| Proximity grid tracking | Rankings measured on a grid around each location. In a category where a quarter of mid-sized-city listings rank on 20 reviews or fewer, proximity is doing more of the work than volume, and a city-level number hides that entirely. |
| Duplicate and suspension watch | Duplicate profiles split your reviews between two half-dead listings. Suspensions in regulated categories are slow to reverse. Both are cheaper to prevent than to fix, and both are invisible until someone is watching for them. |
| Benchmarks refreshed quarterly | Every figure on this page is re-measured across 40 cities each quarter. Your targets move when the market moves, rather than when someone remembers to update a slide. |
Review count against 49, for each location separately. Group averages hide the one site dragging the network down, and in a multi-site group the spread between your best and worst location is usually wider than the spread between cities.
Category, hours, attributes, booking link. This is the cheapest work and the only part that moves in days rather than months. 94% of ranking listings are claimed, so an unclaimed profile is a genuine outlier.
A location 34 reviews below the median needs roughly six to nine months at a realistic request rate. Anyone quoting six weeks is either buying reviews or measuring something else, and bought reviews are a suspension risk.
City-level rank is too coarse to attribute results to. Set the grid baseline first or you will not know what worked, and you will spend the next quarter arguing about it.
The median ranking listing across 40 US cities carries 49, with the middle half between 15 and 129. That spread is the real answer: there is no single threshold. A quarter of everything that ranks does so on under 15 reviews.
In a smaller city, often yes. One in ten listings holding a top-three spot in a mid-sized city has 13 reviews or fewer. In a large metro that figure is 6. The mechanism is proximity rather than volume, and grid tracking will tell you which radius you already own.
455 of 797 ranking listings use Mortgage broker, and 325 use Mortgage lender. It is the default and switching away from it needs a real reason rather than a hunch about intent.
Profile and category work shows within days to a few weeks. Review volume is the slow part and it sets your ceiling. Faster quotes usually mean bought reviews, which is a suspension risk, or a different metric being reported.
Quarterly, across the same 40 cities, with the same query and the same depth. This block stops rendering if a reading goes more than 180 days stale, so a number here is never older than two quarters. Where a figure changed from a previous version it changed because the measurement changed, and we say so.
The free audit reads your live Google profile and puts your review count and rating against the 40-city benchmark for your category.